My name is Rafi, and I am an Indian living and working in the UAE. I work for a monthly salary of AED 3,000, and I support my family with this income. Recently, our situation became extremely difficult because of unexpected financial burdens that we could not manage.
To cover urgent family expenses, I had to borrow AED 35,000 from a person. My wife also used her credit cards to help during the difficult time, and now we owe around AED 40,000 in credit card debt across NBD, FAB, and two other banks. Our combined income is not enough to pay these amounts while also managing rent, food, transportation, and children’s needs.
We have been trying our best to repay, but the monthly payments and interest are too high. I am not asking for comfort — only for help to prevent the situation from collapsing further. The personal lender is not pressuring us, but he is also waiting for repayment, and the banks have started expecting regular credit card payments.
I am requesting your support with deep respect and humility. Any small contribution will help reduce this burden and give us the chance to stand on our feet again.
How the funds will be used:
• Repay part of the personal borrowing (AED 35,000)
• Settle urgent credit card dues (AED 40,000)
• Reduce interest and avoid legal issues
• Regain financial stability for our family
• Prevent debt from growing to an unmanageable level
Your support will help us restart our life, protect our family, and move forward with dignity. Even a small amount will make a big difference for us.
Thank you for reading my story, and thank you for any help you can offer.
May you be blessed for your kindness.